DETERMINASI MAKROEKONOMI, AKSESIBILITAS DAN DEMOGRAFI TERHADAP ADOPSI CENTRAL BANK DIGITAL CURRENCY: STUDI KOMPARATIF INDONESIA, TIONGKOK, DAN BAHAMAS. E-Jurnal Akuntansi TSM, [S. l.], v. 5, n. 3, p. 45–58, 2025. DOI: 10.34208/ejatsm.v5i3.2893. Disponível em: https://www.jurnaltsm.id/index.php/EJATSM/article/view/2893. Acesso em: 21 sep. 2026.